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PaycheckDesk

Georgia · tax year 2026

Does Georgia tax tips and overtime?

Both deductions cut your state tax too.

Georgia charges a flat 4.99% on federal AGI less a $15,000 standard deduction ($30,000 joint). It did not adopt the federal exemptions, but does exempt up to $1,750 of overtime and $1,750 of tips from Georgia taxable income — real relief, though far below the federal caps.

What it means on a real paycheck

Take a single filer earning $50,000 a year, $8,000 of it in tips. Against the same person with no tips to declare, the federal deduction is worth $960.

In Georgia it is worth $87 more, because the state follows the federal deduction. Together that is $1,047.

How Georgia works out the tax

Georgia charges a flat 4.99%, after a standard deduction of $15,000 single or $30,000 filing jointly. It begins from your federal adjusted gross income and applies its own reliefs from there.

Worth knowing about Georgia

The state's version is smaller than the federal one

It caps the relief at $1,750 rather than matching the federal limit, so most of the benefit still comes from the federal return.

Your own numbers

Your gross pay before any taxes or deductions.

Married filing separately cannot claim these deductions at all, so it is not offered here.

Traditional, pre-tax. Lowers income tax but not Social Security or Medicare.

Pre-tax cafeteria-plan premiums. These lower income tax and FICA.

Take-home pay per paycheck (26 per year)

$1,910

$49,652 a year after taxes and deductions.

Georgia charges a flat 4.99% on federal AGI less a $15,000 standard deduction ($30,000 joint). It did not adopt the federal exemptions, but does exempt up to $1,750 of overtime and $1,750 of tips from Georgia taxable income — real relief, though far below the federal caps. See what that costs you →

Where the money goes each year

Gross salary$62,000
Federal income taxTop rate applied: 12%−$5,260
Social Security−$3,844
Medicare−$899
State income tax (GA)Flat 4.99% on $47,000 of state taxable income−$2,345
Take-home pay$49,652

Per paycheck

Gross$2,385
Taxes withheld−$475
Net$1,910

Estimate for tax year 2026 assuming the standard deduction, no dependents or credits, and even pay across the year. Your employer withholds using your Form W-4, so an individual paycheck can differ. Effective total tax rate: 19.92%. Not tax advice.

Where these figures come from

Georgia’s rates and reliefs here were taken from Georgia’s own publication and last checked on 2026-08-01. A state appears in this calculator only once its figures have been read off that state’s own paperwork and covered by tests — never estimated, and never copied from another site.

Figures on this page are for tax year 2026 and were last checked against the primary sources on 2026-07-31. See our sources. This is an estimate, not tax advice.

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